Definite Assurance

Medical Insurance

At Definite, we understand that health and well-being are priorities for individuals and families. That’s why we offer a comprehensive medical insurance plan designed to provide you with peace of mind and financial protection in times of need.
Our medical insurance covers a wide range of healthcare services, including consultations, hospital stays, specialist treatments, and preventive care, ensuring that you and your loved ones have access to quality medical support when it matters most. Whether you’re dealing with routine check-ups or unexpected medical emergencies, our policies are tailored to meet your specific needs, giving you confidence in your health coverage.
What sets our medical insurance apart is our commitment to flexibility and personalized care. We offer customizable plans that cater to various lifestyles and budgets, ensuring you only pay for the coverage you need.
Partner with us today and take the first step toward safeguarding your health and financial future with a reliable medical insurance plan you can trust.

What are the benefits of having medical insurance under Definite?

Choosing medical insurance coverage under Definite comes with numerous benefits that provide financial security, access to quality healthcare, and peace of mind. Here are the key advantages:

  • Financial Protection : Medical insurance helps cover the high costs of healthcare, including doctor visits, hospital stays, surgeries, and medications. This reduces the financial burden of unexpected medical emergencies or chronic conditions.
  • Access to Quality Healthcare : With medical insurance, you can access a wide network of hospitals, clinics, and specialists, ensuring you receive timely and high-quality medical attention when needed.
  • Preventive Care : Many insurance plans include coverage for preventive services such as regular check-ups, vaccinations, and screenings, helping you stay healthy and detect potential health issues early.
  • Emergency Coverage : In the event of accidents or sudden illnesses, medical insurance ensures you receive prompt care without worrying about immediate out-of-pocket expenses.
  • Comprehensive Coverage : Depending on the plan, medical insurance can cover a range of services, including maternity care, mental health support, specialist consultations, and rehabilitation.
  • Peace of Mind : Knowing that your medical expenses are covered allows you to focus on recovery and well-being without the added stress of financial concerns.
  • Family Protection : Many plans allow you to include family members, ensuring that your loved ones are also protected against healthcare costs.
  • Support for Long-Term Conditions : Medical insurance can cover treatments for chronic conditions like diabetes, hypertension, or cancer, helping manage ongoing healthcare expenses.

Are there any exclusions to our Medical Cover?

We have certain exclusions that include the following:

  • Expenses recoverable from other primary schemes such as Government rebates, Wiba, etc.
  • Expenses related to involvement in unlawful/criminal acts
  • Participation in riots and strikes
  • Self-inflicted injuries except in state of insanity
  • Expenses incurred outside the cover provisions such as those above stated limits

Additional Resources

File or Track a Claim

This would take them to a log-in page where they can view their claim. So it would be a link to our system.

Approved Vendors

Download a list of Definite Approved Vendors.